The Digital ExperiencePlatform for Banks

Nearsoft transforms your digital channels into seamless, personalised journeys, powered by data and AI that adapt in real time, built for the world's most regulated environments.

Plan your roadmap

Hello, Sarah

Main Account – 0⁠0⁠0⁠0 0⁠0⁠9⁠9 7⁠6⁠0⁠6 8⁠6⁠5⁠2

Available Funds

0,00EUR

AI insight

Move €2,000 to Savings before salary lands

Main is at €18,100. Parking €2,000 earns 4.1% APY — about €82 this year.

Received payment
April 27, 2023
+ 600,00 EUR
Electricity
April 25, 2023
- 40,00 EUR
C
Trf to Clarissa White
April 25, 2023
- 570,00 EUR

Compliant and resilient.

ISO/IEC 27001 certified and DORA-aligned for the resilience, continuity, and third-party risk requirements regulated institutions expect.

AI ready at every turn

Digital Channels

Intelligence and experience merged into one

Consistent and personalised mobile and web experiences. Every interaction is powered by data and AI, delivering seamless journeys that adapt in real time.

Show me the number of successful logins of the last 4 days

360° Analytics

See what matters first

Insights that power artificial intelligence, drive personalisation across digital channels and support confident, data-driven decisions.

CRM

Signals

Recurring salary +12%

Rent searches, 3 cities

Savings up 4 months

Fewer trips abroad

AI Labs

Johanna Meyer

Life moment detected

Likely preparing to buy a home. A strong candidate for a mortgage pre-approval.

Trained on your data, runs inside your environment

CRM

Turn every interaction into opportunity

AI connects intent across web, app and conversational channels, enriches CRM profiles and creates qualified leads for the right team to act on.

Fraud detection

AI Lab · production

€1.2M

blocked / month

Precision

98.7%

Recall

96.2%

Latency

40ms

Scoring live

Active

Trained on your data · runs inside your environment

AI Labs

The connective intelligence behind it all.

Trained on your data and running inside your environment, it works across every digital channel, turning real events in each customer's financial life into timely, compliant, on-brand outreach.

One stack. Any core. Intelligence built in

A composable, core-agnostic digital banking platform, from core to intelligence, in a single architecture. Connect to any core banking system, add web, mobile, CRM, data and AI capabilities as you grow, and scale without forced migrations or rebuilds. Built to evolve with your business, not against it.

AI
It starts with intelligence
- Agents
- MCP
- On-premises
- Open-weight models
- ISO 42001
Turn everyday banking operations into autonomous workflows you can trust, connected to your systems, running on your own infrastructure, and governed end to end.
Business
Where banking happens
- Internet Banking
- Mobile
- Onboarding
- CRM
- Self-service
Internet banking, mobile, onboarding, CRM and self-service as standalone products, not a monolithic suite. Adopt one, adopt all, and add the rest whenever your roadmap calls for it, connected to your entire application landscape.
Integrations
Everything speaks one language
- APIs
- Events
- Orchestration
- Real-time
- Resilience
One integration layer for your entire application landscape. Core, channels, switches and third parties talk in real time through events and open APIs, orchestrated centrally, so change in one system never breaks another.
Data
Every interaction becomes insight
- Event sourcing
- Data Lake
- 360 Analytics
- Data governance
An event-sourced data layer that captures every interaction into a governed data lake and turns it into a real-time 360º view of each customer, the same data that powers analytics today and feeds the AI layer above.
Core Banking
Built on the core you trust
- Core-agnostic
- Any core
- Adapters
- Coexistence
- No lock-in
Core-agnostic by design. We connect to the core banking system you already run, and to everything around it, so you modernize on top of what works instead of replacing it. Any core, no lock-in.

Digital Platforms

Banking products that think, adapt, and grow with your customers.

Retail Banking
Turn daily transactions into moments that build loyalty, real-time notifications, smart insights, and frictionless money movement.
Corporate Banking
Enable complex business banking with multi-level approvals, entitlements, and straight-through workflows, built for high volume and control.
Wealth Management
Portfolio insight, personalized guidance, and seamless investing, delivered through digital and advisor-led journeys.
Onboarding
Start relationships instantly. Onboard customers in minutes, without operational drag or manual bottlenecks.

Our latest

News from our projects, research, and teams across regulated markets.

NEARSOFT present at Building The Future 2026

NEARSOFT was present at Building The Future 2026 in Lisbon on the 12th of March, one of Portugal’s leading events dedicated to innovation, technology, and digital transformation. The event brought together global leaders, companies, and policymakers to discuss the future of artif…

Nearsoft has officially achieved the ISO/IEC 27001:2022 certification

On World Quality Day, we’re excited to announce that Nearsoft has officially achieved the ISO/IEC 27001:2022 certification, issued by Prescient Security , a global recognition of our commitment to information security, trust, and excellence. This milestone reflects the dedication…

Nearsoft at Fintech Festival Tanzania 2025: Driving Inclusive and Scalable Digital Banking Worldwide

Our CEO, Pedro Camacho , recently took the stage at the Fintech Festival Tanzania 2025 to share Nearsoft ’s vision for global expansion. His message was clear: the future of digital banking must be inclusive, partner-driven, and globally scalable, without compromising quality or …

Regional Secretary for the Economy of the Regional Government of Madeira at Nearsoft

Yesterday, we had the pleasure of welcoming José Manuel Rodrigues, Regional Secretary for the Economy of the Regional Government of Madeira ( Governo Regional da Madeira ), to the Nearsoft offices as part of his tour of the region’s exporting companies. It was an excellent opport…

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